{"id":32132,"date":"2026-07-18T13:46:15","date_gmt":"2026-07-18T11:46:15","guid":{"rendered":"https:\/\/phosphoram.ch\/ttuurnaamentt-pokr-men-icm-jiit-kii-rnnniiti-ko-smjhnaa\/"},"modified":"2026-07-18T13:46:15","modified_gmt":"2026-07-18T11:46:15","slug":"ttuurnaamentt-pokr-men-icm-jiit-kii-rnnniiti-ko-smjhnaa","status":"publish","type":"post","link":"https:\/\/phosphoram.ch\/de\/ttuurnaamentt-pokr-men-icm-jiit-kii-rnnniiti-ko-smjhnaa\/","title":{"rendered":"\u091f\u0942\u0930\u094d\u0928\u093e\u092e\u0947\u0902\u091f \u092a\u094b\u0915\u0930 \u092e\u0947\u0902 ICM: \u091c\u0940\u0924 \u0915\u0940 \u0930\u0923\u0928\u0940\u0924\u093f \u0915\u094b \u0938\u092e\u091d\u0928\u093e"},"content":{"rendered":"


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\n ICM \u091f\u0942\u0930\u094d\u0928\u093e\u092e\u0947\u0902\u091f \u092a\u094b\u0915\u0930: \u091c\u0940\u0924 \u0915\u0940 \u0930\u0923\u0928\u0940\u0924\u093f \u0938\u092e\u091d\u0947\u0902<\/title><br \/>\n <meta name=\"description\" content=\"\u091f\u0942\u0930\u094d\u0928\u093e\u092e\u0947\u0902\u091f \u092a\u094b\u0915\u0930 \u092e\u0947\u0902 ICM (Independent Chip Model) \u0915\u094d\u092f\u093e \u0939\u0948? \u091c\u093e\u0928\u0947\u0902 \u0915\u0948\u0938\u0947 \u092f\u0939 \u0906\u092a\u0915\u0940 \u0930\u0923\u0928\u0940\u0924\u093f \u0915\u094b \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948 \u0914\u0930 \u091c\u0940\u0924 \u0915\u0940 \u0938\u0902\u092d\u093e\u0935\u0928\u093e \u0915\u0948\u0938\u0947 \u092c\u0922\u093c\u093e\u090f\u0902\u0964\"><\/p>\n<p> <meta name=\"author\" content=\"\u0905\u092e\u093f\u0924 \u0935\u0930\u094d\u092e\u093e\"><br \/>\n <meta property=\"og:description\" content=\"\u091f\u0942\u0930\u094d\u0928\u093e\u092e\u0947\u0902\u091f \u092a\u094b\u0915\u0930 \u092e\u0947\u0902 ICM (Independent Chip Model) \u0915\u094d\u092f\u093e \u0939\u0948? \u091c\u093e\u0928\u0947\u0902 \u0915\u0948\u0938\u0947 \u092f\u0939 \u0906\u092a\u0915\u0940 \u0930\u0923\u0928\u0940\u0924\u093f \u0915\u094b \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948 \u0914\u0930 \u091c\u0940\u0924 \u0915\u0940 \u0938\u0902\u092d\u093e\u0935\u0928\u093e \u0915\u0948\u0938\u0947 \u092c\u0922\u093c\u093e\u090f\u0902\u0964\"><br \/>\n <meta property=\"og:type\" content=\"article\"><br \/>\n <meta property=\"og:site_name\" content=\"PokerSimulator\"><br \/>\n <meta property=\"og:locale\" content=\"hi_IN\"><br \/>\n <meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\"><br \/>\n <meta name=\"twitter:card\" content=\"summary_large_image\"><br \/>\n <meta name=\"twitter:title\" content=\"ICM \u091f\u0942\u0930\u094d\u0928\u093e\u092e\u0947\u0902\u091f \u092a\u094b\u0915\u0930: \u091c\u0940\u0924 \u0915\u0940 \u0930\u0923\u0928\u0940\u0924\u093f \u0938\u092e\u091d\u0947\u0902\"><br \/>\n <meta property=\"article:published_time\" content=\"2026-08-08\"><br \/>\n <meta name=\"twitter:description\" content=\"\u091f\u0942\u0930\u094d\u0928\u093e\u092e\u0947\u0902\u091f \u092a\u094b\u0915\u0930 \u092e\u0947\u0902 ICM (Independent Chip Model) \u0915\u094d\u092f\u093e \u0939\u0948? \u091c\u093e\u0928\u0947\u0902 \u0915\u0948\u0938\u0947 \u092f\u0939 \u0906\u092a\u0915\u0940 \u0930\u0923\u0928\u0940\u0924\u093f \u0915\u094b \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948 \u0914\u0930 \u091c\u0940\u0924 \u0915\u0940 \u0938\u0902\u092d\u093e\u0935\u0928\u093e \u0915\u0948\u0938\u0947 \u092c\u0922\u093c\u093e\u090f\u0902\u0964\"><br \/>\n <meta property=\"article:modified_time\" content=\"2026-08-17\"><br \/>\n <meta property=\"og:title\" content=\"ICM \u091f\u0942\u0930\u094d\u0928\u093e\u092e\u0947\u0902\u091f \u092a\u094b\u0915\u0930: \u091c\u0940\u0924 \u0915\u0940 \u0930\u0923\u0928\u0940\u0924\u093f \u0938\u092e\u091d\u0947\u0902\"><br \/>\n <script type=\"application\/ld+json\">\n{\n \"@context\": \"https:\/\/schema.org\",\n \"@graph\": [\n {\n \"@type\": \"Article\",\n \"headline\": \"ICM \u091f\u0942\u0930\u094d\u0928\u093e\u092e\u0947\u0902\u091f \u092a\u094b\u0915\u0930: \u091c\u0940\u0924 \u0915\u0940 \u0930\u0923\u0928\u0940\u0924\u093f \u0938\u092e\u091d\u0947\u0902\",\n \"description\": \"\u091f\u0942\u0930\u094d\u0928\u093e\u092e\u0947\u0902\u091f \u092a\u094b\u0915\u0930 \u092e\u0947\u0902 ICM (Independent Chip Model) \u0915\u094d\u092f\u093e \u0939\u0948? \u091c\u093e\u0928\u0947\u0902 \u0915\u0948\u0938\u0947 \u092f\u0939 \u0906\u092a\u0915\u0940 \u0930\u0923\u0928\u0940\u0924\u093f \u0915\u094b \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948 \u0914\u0930 \u091c\u0940\u0924 \u0915\u0940 \u0938\u0902\u092d\u093e\u0935\u0928\u093e \u0915\u0948\u0938\u0947 \u092c\u0922\u093c\u093e\u090f\u0902\u0964\",\n \"inLanguage\": \"hi\",\n \"datePublished\": \"2026-08-08\",\n \"dateModified\": \"2026-08-17\",\n \"author\": {\n \"@type\": \"Person\",\n \"name\": \"\u0905\u092e\u093f\u0924 \u0935\u0930\u094d\u092e\u093e\"\n },\n \"publisher\": {\n \"@type\": \"Organization\",\n \"name\": \"PokerSimulator\"\n },\n \"keywords\": \"\u091f\u0942\u0930\u094d\u0928\u093e\u092e\u0947\u0902\u091f \u092a\u094b\u0915\u0930 \u092e\u0947\u0902 ICM\"\n },\n {\n \"@type\": \"FAQPage\",\n \"mainEntity\": [\n {\n \"@type\": \"Question\",\n \"name\": \"\u091f\u0942\u0930\u094d\u0928\u093e\u092e\u0947\u0902\u091f \u092a\u094b\u0915\u0930 \u092e\u0947\u0902 ICM \u0915\u093e \u0938\u092c\u0938\u0947 \u0905\u0927\u093f\u0915 \u092e\u0939\u0924\u094d\u0935 \u0915\u092c \u0939\u094b\u0924\u093e \u0939\u0948?\",\n \"acceptedAnswer\": {\n \"@type\": \"Answer\",\n \"text\": \"ICM \u0915\u093e \u0938\u092c\u0938\u0947 \u0905\u0927\u093f\u0915 \u092e\u0939\u0924\u094d\u0935 \u0924\u092c \u0939\u094b\u0924\u093e \u0939\u0948 \u091c\u092c \u091f\u0942\u0930\u094d\u0928\u093e\u092e\u0947\u0902\u091f \u092b\u093e\u0907\u0928\u0932 \u091f\u0947\u092c\u0932 \u0915\u0947 \u0915\u0930\u0940\u092c \u0939\u094b\u0924\u093e \u0939\u0948, \u0916\u093e\u0938\u0915\u0930 \u091c\u092c \u0916\u093f\u0932\u093e\u0921\u093c\u093f\u092f\u094b\u0902 \u0915\u0947 \u0938\u094d\u091f\u0948\u0915 \u0915\u093e \u0906\u0915\u093e\u0930 \u092a\u0947\u0906\u0909\u091f \u0938\u0902\u0930\u091a\u0928\u093e \u0915\u094b \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0930\u0942\u092a \u0938\u0947 \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u0924\u092c \u092d\u0940 \u092a\u094d\u0930\u093e\u0938\u0902\u0917\u093f\u0915 \u0939\u0948 \u091c\u092c \u0915\u0947\u0935\u0932 \u0915\u0941\u091b \u0939\u0940 \u0916\u093f\u0932\u093e\u0921\u093c\u0940 \u0936\u0947\u0937 \u0939\u094b\u0902 \u0914\u0930 \u092a\u0947\u0906\u0909\u091f \u092e\u0947\u0902 \u092c\u0921\u093c\u093e \u0905\u0902\u0924\u0930 \u0939\u094b\u0964\"\n }\n },\n {\n \"@type\": \"Question\",\n \"name\": \"\u0915\u094d\u092f\u093e ICM \u0915\u094b \u0938\u092e\u091d\u0928\u093e \u0915\u0947\u0935\u0932 \u0909\u091a\u094d\u091a-\u0938\u094d\u091f\u0947\u0915 \u0916\u093f\u0932\u093e\u0921\u093c\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0906\u0935\u0936\u094d\u092f\u0915 \u0939\u0948?\",\n \"acceptedAnswer\": {\n \"@type\": \"Answer\",\n \"text\": \"\u0928\u0939\u0940\u0902, ICM \u0915\u094b \u0938\u092e\u091d\u0928\u093e \u0938\u092d\u0940 \u0938\u094d\u0924\u0930\u094b\u0902 \u0915\u0947 \u092a\u094b\u0915\u0930 \u0916\u093f\u0932\u093e\u0921\u093c\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092b\u093e\u092f\u0926\u0947\u092e\u0902\u0926 \u0939\u0948\u0964 \u092b\u094d\u0930\u0940-\u0930\u094b\u0932 \u0914\u0930 \u0915\u092e-\u0938\u094d\u091f\u0947\u0915 \u091f\u0942\u0930\u094d\u0928\u093e\u092e\u0947\u0902\u091f \u092e\u0947\u0902 \u092d\u0940, \u092a\u0947\u0906\u0909\u091f \u0938\u0902\u0930\u091a\u0928\u093e \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948, \u0914\u0930 ICM \u0906\u092a\u0915\u094b \u0905\u0927\u093f\u0915 \u0938\u0942\u091a\u093f\u0924 \u0928\u093f\u0930\u094d\u0923\u092f \u0932\u0947\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930\u0924\u093e \u0939\u0948\u0964\"\n }\n },\n {\n \"@type\": \"Question\",\n \"name\": \"\u0915\u094d\u092f\u093e ICM \u0939\u092e\u0947\u0936\u093e \u0938\u091f\u0940\u0915 \u0939\u094b\u0924\u093e \u0939\u0948?\",\n \"acceptedAnswer\": {\n \"@type\": \"Answer\",\n \"text\": \"ICM \u090f\u0915 \u0909\u0924\u094d\u0915\u0943\u0937\u094d\u091f \u0917\u0923\u093f\u0924\u0940\u092f \u092e\u0949\u0921\u0932 \u0939\u0948 \u091c\u094b \u0905\u0928\u0941\u092e\u093e\u0928\u093f\u0924 \u092e\u0942\u0932\u094d\u092f \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u0939\u093e\u0932\u093e\u0902\u0915\u093f, \u092f\u0939 \u0916\u0947\u0932 \u0915\u0940 \u0905\u0928\u094d\u092f \u0905\u0928\u093f\u0936\u094d\u091a\u093f\u0924\u0924\u093e\u0913\u0902, \u091c\u0948\u0938\u0947 \u0916\u093f\u0932\u093e\u0921\u093c\u093f\u092f\u094b\u0902 \u0915\u0947 \u0916\u0947\u0932 \u0915\u0940 \u0936\u0948\u0932\u0940 \u0914\u0930 \u091f\u0947\u092c\u0932 \u092a\u0930 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0940 \u0905\u092a\u094d\u0930\u0924\u094d\u092f\u093e\u0936\u093f\u0924 \u0918\u091f\u0928\u093e\u0913\u0902 \u0915\u094b \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0938\u0947 \u0927\u094d\u092f\u093e\u0928 \u092e\u0947\u0902 \u0928\u0939\u0940\u0902 \u0930\u0916\u0924\u093e \u0939\u0948, \u0907\u0938\u0932\u093f\u090f \u092f\u0939 \u090f\u0915 \u0917\u093e\u0907\u0921 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0915\u093e\u092e \u0915\u0930\u0924\u093e \u0939\u0948, \u0928\u093f\u0930\u092a\u0947\u0915\u094d\u0937 \u0938\u0924\u094d\u092f \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0928\u0939\u0940\u0902\u0964\"\n }\n }\n ]\n }\n ]\n}\n <\/script><br \/>\n<\/head><br \/>\n<body><\/p>\n<article>\n<h1>\u091f\u0942\u0930\u094d\u0928\u093e\u092e\u0947\u0902\u091f \u092a\u094b\u0915\u0930 \u092e\u0947\u0902 ICM: \u091c\u0940\u0924 \u0915\u0940 \u0930\u0923\u0928\u0940\u0924\u093f \u0915\u094b \u0938\u092e\u091d\u0928\u093e<\/h1>\n<p><small>\u0932\u0947\u0916\u0915: <strong>\u0905\u092e\u093f\u0924 \u0935\u0930\u094d\u092e\u093e<\/strong> \u00b7 \u0905\u092a\u0921\u0947\u091f \u0915\u093f\u092f\u093e \u0917\u092f\u093e <time datetime=\"2026-08-08\">8 \u0905\u0917\u0938\u094d\u0924 2026<\/time><\/small><\/p>\n<p>\u091f\u0942\u0930\u094d\u0928\u093e\u092e\u0947\u0902\u091f \u092a\u094b\u0915\u0930 \u0915\u0940 \u0926\u0941\u0928\u093f\u092f\u093e \u092e\u0947\u0902, \u091c\u0939\u093e\u0901 \u0939\u0930 \u091a\u093f\u092a \u092e\u093e\u092f\u0928\u0947 \u0930\u0916\u0924\u093e \u0939\u0948, ICM (Independent Chip Model) \u090f\u0915 \u0910\u0938\u093e \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0915\u0949\u0928\u094d\u0938\u0947\u092a\u094d\u091f \u0939\u0948 \u091c\u094b \u0906\u092a\u0915\u0940 \u0917\u0947\u092e \u0915\u094b \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0938\u0947 \u092c\u0926\u0932 \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u090f\u0915 \u0910\u0938\u0940 \u0915\u0948\u0932\u0915\u0941\u0932\u0947\u0936\u0928 \u092e\u0947\u0925\u0921 \u0939\u0948 \u091c\u094b \u091a\u093f\u092a\u094d\u0938 \u0915\u0947 \u0935\u093e\u0938\u094d\u0924\u0935\u093f\u0915 \u0921\u0949\u0932\u0930 \u092e\u0942\u0932\u094d\u092f \u0915\u093e \u0905\u0928\u0941\u092e\u093e\u0928 \u0932\u0917\u093e\u0924\u0940 \u0939\u0948, \u0916\u093e\u0938\u0915\u0930 \u091c\u092c \u091f\u0942\u0930\u094d\u0928\u093e\u092e\u0947\u0902\u091f \u092b\u093e\u0907\u0928\u0932 \u091f\u0947\u092c\u0932 \u092a\u0930 \u0939\u094b \u092f\u093e \u092a\u0947\u0906\u0909\u091f \u0915\u0947 \u0915\u0930\u0940\u092c \u0939\u094b\u0964 \u092f\u0926\u093f \u0906\u092a \u092f\u0939 \u0938\u092e\u091d\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f ICM \u0915\u094d\u092f\u093e \u0939\u0948 \u0914\u0930 \u092f\u0939 \u0906\u092a\u0915\u0947 <a href=\"https:\/\/pokersimulator.org\/hi\/strategies\/icm-tournament-poker\">\u091f\u0942\u0930\u094d\u0928\u093e\u092e\u0947\u0902\u091f \u092a\u094b\u0915\u0930<\/a> \u0916\u0947\u0932 \u0915\u094b \u0915\u0948\u0938\u0947 \u0932\u093e\u092d \u092a\u0939\u0941\u0902\u091a\u093e \u0938\u0915\u0924\u093e \u0939\u0948, \u0924\u094b \u0906\u092a \u0938\u0939\u0940 \u091c\u0917\u0939 \u092a\u0930 \u0906\u090f \u0939\u0948\u0902\u0964 ICM \u0915\u0947\u0935\u0932 \u091a\u093f\u092a\u094d\u0938 \u0917\u093f\u0928\u0928\u0947 \u0938\u0947 \u0915\u0939\u0940\u0902 \u092c\u0922\u093c\u0915\u0930 \u0939\u0948; \u092f\u0939 \u092a\u0947\u0906\u0909\u091f \u0938\u0902\u0930\u091a\u0928\u093e \u0914\u0930 \u091f\u0947\u092c\u0932 \u092a\u0930 \u092c\u093e\u0915\u0940 \u0916\u093f\u0932\u093e\u0921\u093c\u093f\u092f\u094b\u0902 \u0915\u0947 \u0938\u094d\u091f\u0948\u0915 \u092a\u0930 \u0935\u093f\u091a\u093e\u0930 \u0915\u0930\u0915\u0947 \u092f\u0939 \u0938\u092e\u091d\u0928\u0947 \u0915\u0940 \u0915\u0932\u093e \u0939\u0948 \u0915\u093f \u0915\u092c \u0906\u0915\u094d\u0930\u093e\u092e\u0915 \u0916\u0947\u0932\u0947\u0902 \u0914\u0930 \u0915\u092c \u092a\u0940\u091b\u0947 \u0939\u091f\u0947\u0902\u0964<\/p>\n<p>\u0907\u0938 \u0917\u093e\u0907\u0921 \u092e\u0947\u0902, \u0939\u092e ICM \u0915\u0947 \u092e\u0942\u0932 \u0938\u093f\u0926\u094d\u0927\u093e\u0902\u0924\u094b\u0902 \u0938\u0947 \u0932\u0947\u0915\u0930 \u0907\u0938\u0915\u0947 \u0935\u094d\u092f\u093e\u0935\u0939\u093e\u0930\u093f\u0915 \u0905\u0928\u0941\u092a\u094d\u0930\u092f\u094b\u0917\u094b\u0902 \u0924\u0915 \u0938\u092c \u0915\u0941\u091b \u0938\u092e\u091d\u093e\u090f\u0902\u0917\u0947\u0964 \u0939\u092e \u0935\u093f\u0936\u093f\u0937\u094d\u091f \u092a\u0930\u093f\u0926\u0943\u0936\u094d\u092f\u094b\u0902 \u092a\u0930 \u092d\u0940 \u091a\u0930\u094d\u091a\u093e \u0915\u0930\u0947\u0902\u0917\u0947 \u091c\u0939\u093e\u0901 ICM \u0915\u093e \u0938\u092c\u0938\u0947 \u0905\u0927\u093f\u0915 \u092a\u094d\u0930\u092d\u093e\u0935 \u092a\u0921\u093c\u0924\u093e \u0939\u0948, \u0914\u0930 \u092f\u0939 \u092d\u0940 \u0926\u0947\u0916\u0947\u0902\u0917\u0947 \u0915\u093f \u0915\u0948\u0938\u0947 ICM \u0915\u0948\u0932\u0915\u0941\u0932\u0947\u091f\u0930 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0915\u0947 \u0906\u092a \u092c\u0947\u0939\u0924\u0930 \u0928\u093f\u0930\u094d\u0923\u092f \u0932\u0947 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0939\u092e\u093e\u0930\u093e \u0932\u0915\u094d\u0937\u094d\u092f \u0906\u092a\u0915\u094b \u0935\u0947 \u0909\u092a\u0915\u0930\u0923 \u0914\u0930 \u091c\u094d\u091e\u093e\u0928 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0928\u093e \u0939\u0948 \u091c\u093f\u0928\u0915\u0940 \u0906\u092a\u0915\u094b ICM \u0915\u0940 \u091c\u091f\u093f\u0932\u0924\u093e\u0913\u0902 \u0938\u0947 \u0928\u093f\u092a\u091f\u0928\u0947 \u0914\u0930 \u0905\u092a\u0928\u0940 \u091c\u0940\u0924 \u0915\u0940 \u0938\u0902\u092d\u093e\u0935\u0928\u093e\u0913\u0902 \u0915\u094b \u0905\u0927\u093f\u0915\u0924\u092e \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u0948\u0964 \u0924\u0948\u092f\u093e\u0930 \u0939\u094b \u091c\u093e\u0907\u090f, \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u0939\u092e \u0906\u091c \u092a\u094b\u0915\u0930 \u0915\u0940 \u0930\u0923\u0928\u0940\u0924\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u0917\u0939\u0930\u0940 \u0917\u094b\u0924\u093e \u0932\u0917\u093e\u0928\u0947 \u0935\u093e\u0932\u0947 \u0939\u0948\u0902!<\/p>\n<h2>ICM (Independent Chip Model) \u0915\u094d\u092f\u093e \u0939\u0948?<\/h2>\n<p>ICM, \u092f\u093e \u0907\u0902\u0921\u093f\u092a\u0947\u0902\u0921\u0947\u0902\u091f \u091a\u093f\u092a \u092e\u0949\u0921\u0932, \u090f\u0915 \u0917\u0923\u093f\u0924\u0940\u092f \u090f\u0932\u094d\u0917\u094b\u0930\u093f\u0925\u094d\u092e \u0939\u0948 \u091c\u093f\u0938\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u092a\u094b\u0915\u0930 \u091f\u0942\u0930\u094d\u0928\u093e\u092e\u0947\u0902\u091f \u092e\u0947\u0902 \u091a\u093f\u092a\u094d\u0938 \u0915\u0947 \u0905\u0928\u0941\u092e\u093e\u0928\u093f\u0924 \u0921\u0949\u0932\u0930 \u092e\u0942\u0932\u094d\u092f \u0915\u094b \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u0907\u0938 \u092c\u093e\u0924 \u092a\u0930 \u0935\u093f\u091a\u093e\u0930 \u0915\u0930\u0924\u093e \u0939\u0948 \u0915\u093f \u092a\u094d\u0930\u0924\u094d\u092f\u0947\u0915 \u0916\u093f\u0932\u093e\u0921\u093c\u0940 \u0915\u0947 \u092a\u093e\u0938 \u092e\u094c\u091c\u0942\u0926 \u091a\u093f\u092a\u094d\u0938 \u091f\u0942\u0930\u094d\u0928\u093e\u092e\u0947\u0902\u091f \u0915\u0947 \u0905\u0902\u0924\u093f\u092e \u092a\u0930\u093f\u0923\u093e\u092e \u0914\u0930 \u092a\u0947\u0906\u0909\u091f \u0938\u0947 \u0915\u0948\u0938\u0947 \u091c\u0941\u0921\u093c\u0947 \u0939\u0941\u090f \u0939\u0948\u0902\u0964 \u0938\u0930\u0932 \u0936\u092c\u094d\u0926\u094b\u0902 \u092e\u0947\u0902, ICM \u092e\u093e\u0928\u0924\u093e \u0939\u0948 \u0915\u093f \u0906\u092a \u091a\u093f\u092a\u094d\u0938 \u0915\u094b \u0935\u093e\u0938\u094d\u0924\u0935\u093f\u0915 \u0927\u0928 \u092e\u0947\u0902 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0940 \u0915\u093f\u0924\u0928\u0940 \u0938\u0902\u092d\u093e\u0935\u0928\u093e \u0930\u0916\u0924\u0947 \u0939\u0948\u0902, \u0907\u0938 \u092a\u0930 \u0906\u0927\u093e\u0930\u093f\u0924 \u0939\u0948\u0964 \u092f\u0939 \u0935\u093f\u0936\u0947\u0937 \u0930\u0942\u092a \u0938\u0947 \u092b\u093e\u0907\u0928\u0932 \u091f\u0947\u092c\u0932 \u092a\u0930 \u092f\u093e \u091c\u092c \u092a\u0947\u0906\u0909\u091f \u0938\u0902\u0930\u091a\u0928\u093e \u0915\u0947 \u0915\u0930\u0940\u092c \u0939\u094b\u0902, \u0924\u092c \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948, \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u0909\u0938 \u0938\u092e\u092f \u092c\u0939\u0941\u0924 \u0905\u0927\u093f\u0915 \u091a\u093f\u092a\u094d\u0938 \u0915\u0947 \u092e\u093e\u0932\u093f\u0915 \u0939\u094b\u0928\u0947 \u0938\u0947 \u0906\u092a\u0915\u094b \u0909\u0924\u0928\u093e \u092b\u093e\u092f\u0926\u093e \u0928\u0939\u0940\u0902 \u0939\u094b\u0917\u093e \u091c\u093f\u0924\u0928\u093e \u0915\u093f \u091b\u094b\u091f\u0947 \u0938\u094d\u091f\u0948\u0915 \u0935\u093e\u0932\u0947 \u0916\u093f\u0932\u093e\u0921\u093c\u0940 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0930\u093e\u0936\u093f \u091c\u0940\u0924\u0928\u093e \u0939\u094b\u0917\u093e\u0964<\/p>\n<p>ICM \u0915\u0940 \u0917\u0923\u0928\u093e \u0915\u0930\u0924\u0947 \u0938\u092e\u092f, \u0915\u0941\u091b \u092e\u0941\u0916\u094d\u092f \u0915\u093e\u0930\u0915 \u0927\u094d\u092f\u093e\u0928 \u092e\u0947\u0902 \u0930\u0916\u0947 \u091c\u093e\u0924\u0947 \u0939\u0948\u0902: \u092a\u094d\u0930\u0924\u094d\u092f\u0947\u0915 \u0916\u093f\u0932\u093e\u0921\u093c\u0940 \u0915\u0947 \u092a\u093e\u0938 \u091a\u093f\u092a\u094d\u0938 \u0915\u0940 \u0938\u0902\u0916\u094d\u092f\u093e, \u091f\u0942\u0930\u094d\u0928\u093e\u092e\u0947\u0902\u091f \u092e\u0947\u0902 \u0915\u0941\u0932 \u091a\u093f\u092a\u094d\u0938, \u0914\u0930 \u092a\u0947\u0906\u0909\u091f \u0938\u0902\u0930\u091a\u0928\u093e\u0964 \u092f\u0939 \u092e\u0949\u0921\u0932 \u092f\u0939 \u092d\u0940 \u092e\u093e\u0928\u0924\u093e \u0939\u0948 \u0915\u093f \u092a\u094d\u0930\u0924\u094d\u092f\u0947\u0915 \u0916\u093f\u0932\u093e\u0921\u093c\u0940 \u0916\u0947\u0932 \u0915\u094b\u00a0‘\u0938\u094d\u0935\u0924\u0902\u0924\u094d\u0930’\u00a0\u0930\u0942\u092a \u0938\u0947 \u0916\u0947\u0932\u0947\u0917\u093e, \u091c\u093f\u0938\u0915\u093e \u0905\u0930\u094d\u0925 \u0939\u0948 \u0915\u093f \u0915\u094b\u0908 \u092d\u0940 \u0915\u094b\u0932\u0941\u091c\u0928 (\u092e\u093f\u0932\u0940\u092d\u0917\u0924) \u0928\u0939\u0940\u0902 \u0939\u0948\u0964 \u091c\u092c \u091f\u0942\u0930\u094d\u0928\u093e\u092e\u0947\u0902\u091f \u0915\u0947 \u0905\u0902\u0924 \u0915\u0940 \u0913\u0930, \u092a\u0947\u0906\u0909\u091f \u0915\u0947 \u0915\u0930\u0940\u092c, \u0906\u092a \u0915\u094b\u0908 \u092c\u0921\u093c\u093e \u0926\u093e\u0902\u0935 \u0932\u0917\u093e\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b ICM \u0906\u092a\u0915\u094b \u0926\u093f\u0916\u093e\u0924\u093e \u0939\u0948 \u0915\u093f \u0906\u092a \u0905\u092a\u0928\u0947 \u091a\u093f\u092a\u094d\u0938 \u0916\u094b\u0928\u0947 \u0915\u093e \u0915\u093f\u0924\u0928\u093e \u091c\u094b\u0916\u093f\u092e \u0932\u0947 \u0930\u0939\u0947 \u0939\u0948\u0902, \u0916\u093e\u0938\u0915\u0930 \u092f\u0926\u093f \u092f\u0939 \u092c\u0921\u093c\u0947 \u092a\u0947\u0906\u0909\u091f \u092e\u0947\u0902 \u0905\u0902\u0924\u0930 \u092a\u0948\u0926\u093e \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f, \u092f\u0926\u093f \u0906\u092a \u20b910,000 \u0915\u0947 \u092a\u0947\u0906\u0909\u091f \u0915\u0947 \u0932\u093f\u090f \u20b95,000 \u0915\u0947 \u0905\u0902\u0924\u0930 \u0915\u094b \u0916\u094b\u0928\u0947 \u0915\u093e \u091c\u094b\u0916\u093f\u092e \u0909\u0920\u093e \u0930\u0939\u0947 \u0939\u0948\u0902, \u0924\u094b ICM \u0907\u0938 \u091c\u094b\u0916\u093f\u092e \u0915\u094b \u0909\u0920\u093e\u0928\u0947 \u0915\u0947 \u0906\u092a\u0915\u0947 \u092b\u0948\u0938\u0932\u0947 \u0915\u094b \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n<p>\u0907\u0938 \u092e\u0949\u0921\u0932 \u0915\u093e \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0916\u093f\u0932\u093e\u0921\u093c\u093f\u092f\u094b\u0902 \u0915\u094b \u092f\u0939 \u0938\u092e\u091d\u0928\u093e \u0939\u0948 \u0915\u093f \u0915\u093f\u0938\u0940 \u0935\u093f\u0936\u0947\u0937 \u0939\u093e\u0925 \u092e\u0947\u0902 \u0905\u092a\u0928\u0947 \u091a\u093f\u092a\u094d\u0938 \u0915\u094b \u091c\u094b\u0916\u093f\u092e \u092e\u0947\u0902 \u0921\u093e\u0932\u0928\u093e \u0915\u093f\u0924\u0928\u093e ‘\u092e\u0942\u0932\u094d\u092f\u0935\u093e\u0928’ \u0939\u0948\u0964 \u090f\u0915 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0939\u093e\u0925 \u092e\u0947\u0902, \u0906\u092a \u0905\u092a\u0928\u0947 \u091a\u093f\u092a\u094d\u0938 \u0915\u094b \u0915\u093f\u0938\u0940 \u092d\u0940 \u0916\u093f\u0932\u093e\u0921\u093c\u0940 \u0915\u0947 \u0916\u093f\u0932\u093e\u092b \u0926\u093e\u0902\u0935 \u092a\u0930 \u0932\u0917\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0905\u0927\u093f\u0915 \u0907\u091a\u094d\u091b\u0941\u0915 \u0939\u094b \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0932\u0947\u0915\u093f\u0928 \u091c\u0948\u0938\u0947-\u091c\u0948\u0938\u0947 \u091f\u0942\u0930\u094d\u0928\u093e\u092e\u0947\u0902\u091f \u0906\u0917\u0947 \u092c\u0922\u093c\u0924\u093e \u0939\u0948 \u0914\u0930 \u092a\u0947\u0906\u0909\u091f \u0915\u0930\u0940\u092c \u0906\u0924\u0947 \u0939\u0948\u0902, ICM \u0915\u0940 \u092d\u0942\u092e\u093f\u0915\u093e \u092c\u0922\u093c \u091c\u093e\u0924\u0940 \u0939\u0948\u0964 \u092f\u0939 \u0906\u092a\u0915\u094b \u0938\u093f\u0916\u093e\u0924\u093e \u0939\u0948 \u0915\u093f \u0915\u0941\u091b \u0938\u094d\u0925\u093f\u0924\u093f\u092f\u093e\u0901, \u091c\u0939\u093e\u0901 \u0906\u092a \u090f\u0915 \u092c\u0921\u093c\u0947 \u092a\u0949\u091f \u0915\u094b \u091c\u0940\u0924\u0928\u0947 \u0915\u0940 \u0909\u092e\u094d\u092e\u0940\u0926 \u0915\u0930 \u0930\u0939\u0947 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902, \u0935\u093e\u0938\u094d\u0924\u0935 \u092e\u0947\u0902 \u092c\u0939\u0941\u0924 \u091c\u094b\u0916\u093f\u092e \u092d\u0930\u0940 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u0902 \u092f\u0926\u093f \u0909\u0928\u092e\u0947\u0902 \u0906\u092a\u0915\u0947 \u091f\u0942\u0930\u094d\u0928\u093e\u092e\u0947\u0902\u091f \u0938\u0947 \u092c\u093e\u0939\u0930 \u0939\u094b\u0928\u0947 \u0915\u0940 \u0938\u0902\u092d\u093e\u0935\u0928\u093e \u0939\u094b, \u0916\u093e\u0938\u0915\u0930 \u092f\u0926\u093f \u0906\u092a \u092a\u0939\u0932\u0947 \u0938\u0947 \u0939\u0940 \u090f\u0915 \u0905\u091a\u094d\u091b\u0940 \u0938\u094d\u0925\u093f\u0924\u093f \u092e\u0947\u0902 \u0939\u0948\u0902\u0964<\/p>\n<h2>ICM \u091f\u0942\u0930\u094d\u0928\u093e\u092e\u0947\u0902\u091f \u092a\u094b\u0915\u0930 \u092e\u0947\u0902 \u0915\u094d\u092f\u094b\u0902 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948?<\/h2>\n<p>ICM \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948 \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u092f\u0939 \u0939\u092e\u0947\u0902 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u092e\u092f \u0939\u092e\u093e\u0930\u0947 \u091a\u093f\u092a\u094d\u0938 \u0915\u0947 \u0935\u093e\u0938\u094d\u0924\u0935\u093f\u0915 ‘\u092a\u0948\u0938\u093e \u092e\u0942\u0932\u094d\u092f’ \u0915\u093e \u092c\u0947\u0939\u0924\u0930 \u0905\u0928\u0941\u092e\u093e\u0928 \u0926\u0947\u0924\u093e \u0939\u0948\u0964 \u091f\u0942\u0930\u094d\u0928\u093e\u092e\u0947\u0902\u091f \u092a\u094b\u0915\u0930 \u092e\u0947\u0902, \u091a\u093f\u092a\u094d\u0938 \u0938\u0940\u0927\u0947 \u0924\u094c\u0930 \u092a\u0930 \u092a\u0948\u0938\u0947 \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u0947; \u0935\u0947 \u092a\u094d\u0930\u0917\u0924\u093f \u0915\u093e \u090f\u0915 \u092e\u093e\u092a \u0939\u0948\u0902\u0964 ICM \u0909\u0928 \u091a\u093f\u092a\u094d\u0938 \u0915\u094b \u090f\u0915 \u0905\u0928\u0941\u092e\u093e\u0928\u093f\u0924 \u0921\u0949\u0932\u0930 \u092e\u0942\u0932\u094d\u092f \u092e\u0947\u0902 \u092c\u0926\u0932\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0939\u092e \u0905\u0927\u093f\u0915 \u0938\u0942\u091a\u093f\u0924 \u0928\u093f\u0930\u094d\u0923\u092f \u0932\u0947 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902, \u0916\u093e\u0938\u0915\u0930 \u091c\u092c \u092a\u0947\u0906\u0909\u091f \u0938\u0902\u0930\u091a\u0928\u093e \u0915\u0947 \u092a\u093e\u0938 \u0916\u0947\u0932 \u0930\u0939\u0947 \u0939\u094b\u0902\u0964 \u092f\u0939 \u0939\u092e\u0947\u0902 \u092f\u0939 \u0938\u092e\u091d\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930\u0924\u093e \u0939\u0948 \u0915\u093f \u0915\u0941\u091b \u0926\u093e\u0902\u0935 \u0932\u0917\u093e\u0928\u093e \u092f\u093e \u092b\u094b\u0932\u094d\u0921 \u0915\u0930\u0928\u093e \u0915\u094d\u092f\u094b\u0902 \u0909\u091a\u093f\u0924 \u0939\u0948, \u092d\u0932\u0947 \u0939\u0940 \u0935\u0939 \u0939\u092e\u093e\u0930\u0947 \u0924\u0941\u0930\u0902\u0924 \u092a\u0949\u091f \u0938\u092e\u0940\u0915\u0930\u0923 \u0915\u0947 \u0939\u093f\u0938\u093e\u092c \u0938\u0947 \u0905\u091a\u094d\u091b\u093e \u0928 \u0926\u093f\u0916\u0947\u0964<\/p>\n<p>\u091c\u092c \u0906\u092a \u092b\u093e\u0907\u0928\u0932 \u091f\u0947\u092c\u0932 \u092a\u0930 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u091f\u0947\u092c\u0932 \u092a\u0930 \u0924\u0940\u0938\u0930\u0947 \u0938\u094d\u0925\u093e\u0928 \u0915\u0947 \u0932\u093f\u090f \u20b910,000 \u0914\u0930 \u0926\u0942\u0938\u0930\u0947 \u0938\u094d\u0925\u093e\u0928 \u0915\u0947 \u0932\u093f\u090f \u20b920,000 \u092e\u093f\u0932\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b ICM \u0906\u092a\u0915\u094b \u092f\u0939 \u0917\u0923\u0928\u093e \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930\u0924\u093e \u0939\u0948 \u0915\u093f \u0915\u094d\u092f\u093e \u20b95,000 \u0915\u093e \u091c\u094b\u0916\u093f\u092e \u0932\u0947\u0928\u093e \u0907\u0938 \u20b910,000 \u0915\u0940 \u0938\u0902\u092d\u093e\u0935\u0928\u093e \u0915\u094b \u0916\u094b\u0928\u0947 \u0932\u093e\u092f\u0915 \u0939\u0948\u0964 \u092f\u0939 \u092e\u0949\u0921\u0932 \u0906\u092a\u0915\u094b \u092f\u0939 \u092d\u0940 \u0938\u093f\u0916\u093e\u0924\u093e \u0939\u0948 \u0915\u093f \u0915\u092d\u0940-\u0915\u092d\u0940, \u0938\u092c\u0938\u0947 \u0905\u091a\u094d\u091b\u093e \u0916\u0947\u0932 ‘\u0915\u092e \u0916\u0924\u0930\u093e’\u00a0(low-risk)\u00a0\u0935\u093e\u0932\u093e \u0916\u0947\u0932 \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u092f\u0926\u093f \u0906\u092a\u0915\u0947 \u092a\u093e\u0938 \u090f\u0915 \u092c\u0921\u093c\u093e \u0938\u094d\u091f\u0948\u0915 \u0939\u0948 \u0914\u0930 \u092a\u0947\u0906\u0909\u091f \u0915\u0947 \u092c\u0939\u0941\u0924 \u0915\u0930\u0940\u092c \u0939\u0948\u0902, \u0924\u094b ICM \u0924\u0930\u094d\u0915\u0938\u0902\u0917\u0924 \u0930\u0942\u092a \u0938\u0947 \u0906\u092a\u0915\u094b \u0915\u092e \u091c\u094b\u0916\u093f\u092e \u0932\u0947\u0928\u0947 \u0915\u0940 \u0938\u0932\u093e\u0939 \u0926\u0947\u0917\u093e, \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u0906\u092a\u0915\u0947 \u091a\u093f\u092a\u094d\u0938 \u0915\u0947 \u0916\u094b\u0928\u0947 \u0915\u093e \u092e\u0924\u0932\u092c \u0938\u093f\u0930\u094d\u092b \u091a\u093f\u092a\u094d\u0938 \u0916\u094b\u0928\u093e \u0928\u0939\u0940\u0902 \u0939\u0948, \u092c\u0932\u094d\u0915\u093f \u0938\u0902\u092d\u093e\u0935\u093f\u0924 \u0930\u0942\u092a \u0938\u0947 \u0915\u0908 \u0939\u091c\u093e\u0930 \u0930\u0941\u092a\u092f\u0947 \u0915\u093e \u092c\u0921\u093c\u093e \u0905\u0902\u0924\u0930 \u0916\u094b\u0928\u093e \u0939\u0948\u0964<\/p>\n<p>\u0907\u0938\u0915\u0947 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924, ICM \u0906\u092a\u0915\u094b \u0905\u092a\u0928\u0947 \u0935\u093f\u0930\u094b\u0927\u093f\u092f\u094b\u0902 \u0915\u0940 \u0938\u094b\u091a \u0915\u094b \u0938\u092e\u091d\u0928\u0947 \u092e\u0947\u0902 \u092d\u0940 \u092e\u0926\u0926 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u091c\u092c \u0906\u092a ICM \u0915\u094b \u0938\u092e\u091d\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0906\u092a \u092f\u0939 \u0905\u0928\u0941\u092e\u093e\u0928 \u0932\u0917\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u0906\u092a\u0915\u0947 \u092a\u094d\u0930\u0924\u093f\u0926\u094d\u0935\u0902\u0926\u094d\u0935\u0940, \u0935\u093f\u0936\u0947\u0937 \u0930\u0942\u092a \u0938\u0947 \u091c\u093f\u0928\u0915\u0947 \u0938\u094d\u091f\u0948\u0915 \u0906\u092a\u0915\u0947 \u0938\u092e\u093e\u0928 \u092f\u093e \u092c\u0921\u093c\u0947 \u0939\u0948\u0902, \u0915\u0948\u0938\u0947 \u0916\u0947\u0932\u0947\u0902\u0917\u0947\u0964 \u0935\u0947 \u092d\u0940 \u092a\u0947\u0906\u0909\u091f \u0915\u0947 \u092e\u0939\u0924\u094d\u0935 \u0915\u094b \u0938\u092e\u091d\u0947\u0902\u0917\u0947 \u0914\u0930 \u0905\u092a\u0928\u0940 \u0930\u0923\u0928\u0940\u0924\u093f\u092f\u094b\u0902 \u0915\u094b \u0924\u0926\u0928\u0941\u0938\u093e\u0930 \u0938\u092e\u093e\u092f\u094b\u091c\u093f\u0924 \u0915\u0930\u0947\u0902\u0917\u0947\u0964 \u092f\u0939 \u0906\u092a\u0915\u094b \u0909\u0928\u0915\u0947 \u0916\u0947\u0932 \u0915\u093e \u092e\u0941\u0915\u093e\u092c\u0932\u093e \u0915\u0930\u0928\u0947 \u092f\u093e \u0909\u0928\u094d\u0939\u0947\u0902 \u0917\u0932\u0924 \u0915\u0926\u092e \u0909\u0920\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092a\u094d\u0930\u0947\u0930\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0940 \u0930\u0923\u0928\u0940\u0924\u093f \u092c\u0928\u093e\u0928\u0947 \u092e\u0947\u0902 \u0938\u0915\u094d\u0937\u092e \u092c\u0928\u093e\u0924\u093e \u0939\u0948\u0964 90%\u00a0\u0938\u0947 \u0905\u0927\u093f\u0915 \u091c\u0940\u0924\u0928\u0947 \u0915\u0940 \u0938\u0902\u092d\u093e\u0935\u0928\u093e \u092e\u0947\u0902 \u0915\u0947\u0935\u0932 10%\u00a0\u0915\u093e \u0908.\u0935\u0940.\u00a0(Expected Value)\u00a0\u092c\u095d\u093e\u0928\u093e, 100%\u00a0\u091c\u0940\u0924\u0928\u0947 \u0915\u0940 \u0938\u0902\u092d\u093e\u0935\u0928\u093e \u0915\u094b \u091c\u094b\u0916\u093f\u092e \u092e\u0947\u0902 \u0921\u093e\u0932\u0928\u0947 \u0932\u093e\u092f\u0915 \u0928\u0939\u0940\u0902 \u0939\u0948, \u0916\u093e\u0938\u0915\u0930 \u092f\u0926\u093f \u0939\u093e\u0930\u0928\u0947 \u0915\u093e \u092a\u0930\u093f\u0923\u093e\u092e \u092c\u095c\u093e \u0939\u0948\u0964<\/p>\n<h2>ICM \u0915\u0948\u0932\u0915\u0941\u0932\u0947\u091f\u0930 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0948\u0938\u0947 \u0915\u0930\u0947\u0902<\/h2>\n<p>ICM \u0915\u0948\u0932\u0915\u0941\u0932\u0947\u091f\u0930 \u090f\u0915 \u0905\u092e\u0942\u0932\u094d\u092f \u0909\u092a\u0915\u0930\u0923 \u0939\u0948 \u091c\u094b \u0906\u092a\u0915\u094b \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u094d\u0925\u093f\u0924\u093f \u092e\u0947\u0902 \u091a\u093f\u092a\u094d\u0938 \u0915\u0947 \u092e\u0942\u0932\u094d\u092f \u0915\u093e \u0924\u0941\u0930\u0902\u0924 \u0905\u0928\u0941\u092e\u093e\u0928 \u0932\u0917\u093e\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u0906\u092a \u0935\u0947\u092c-\u0906\u0927\u093e\u0930\u093f\u0924 \u0915\u0948\u0932\u0915\u0941\u0932\u0947\u091f\u0930 \u092f\u093e \u0938\u0949\u092b\u094d\u091f\u0935\u0947\u092f\u0930 \u0921\u093e\u0909\u0928\u0932\u094b\u0921 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0928\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u0947 \u0915\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0932\u0917\u092d\u0917 \u0938\u092e\u093e\u0928 \u0939\u0948: \u0906\u092a\u0915\u094b \u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u0938\u094d\u0925\u093f\u0924\u093f \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0926\u0930\u094d\u091c \u0915\u0930\u0928\u0940 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964 \u0907\u0938\u092e\u0947\u0902 \u092a\u094d\u0930\u0924\u094d\u092f\u0947\u0915 \u0916\u093f\u0932\u093e\u0921\u093c\u0940 \u0915\u0947 \u0938\u094d\u091f\u0948\u0915 \u0915\u093e \u0906\u0915\u093e\u0930 (\u091a\u093f\u092a\u094d\u0938 \u092e\u0947\u0902), \u091f\u0942\u0930\u094d\u0928\u093e\u092e\u0947\u0902\u091f \u0915\u0940 \u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u0905\u0935\u0938\u094d\u0925\u093e (\u091c\u0948\u0938\u0947, \u0915\u093f\u0924\u0928\u0947 \u0916\u093f\u0932\u093e\u0921\u093c\u0940 \u092c\u091a\u0947 \u0939\u0948\u0902), \u0914\u0930 \u092a\u0947\u0906\u0909\u091f \u0938\u0902\u0930\u091a\u0928\u093e \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0964 \u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f, \u092f\u0926\u093f \u091f\u0942\u0930\u094d\u0928\u093e\u092e\u0947\u0902\u091f \u092e\u0947\u0902 9 \u0916\u093f\u0932\u093e\u0921\u093c\u0940 \u092c\u091a\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0926\u0942\u0938\u0930\u0947 \u0938\u094d\u0925\u093e\u0928 \u0915\u0947 \u0932\u093f\u090f \u20b950,000 \u0914\u0930 \u0924\u0940\u0938\u0930\u0947 \u0938\u094d\u0925\u093e\u0928 \u0915\u0947 \u0932\u093f\u090f \u20b930,000 \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u093f\u092f\u093e \u091c\u093e\u0928\u093e \u0939\u0948, \u0924\u094b \u0906\u092a\u0915\u094b \u092f\u0939 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u0948\u0932\u0915\u0941\u0932\u0947\u091f\u0930 \u092e\u0947\u0902 \u0921\u093e\u0932\u0928\u0940 \u0939\u094b\u0917\u0940\u0964<\/p>\n<p>\u090f\u0915 \u092c\u093e\u0930 \u091c\u092c \u0906\u092a \u0938\u093e\u0930\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0926\u0930\u094d\u091c \u0915\u0930 \u0932\u0947\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0915\u0948\u0932\u0915\u0941\u0932\u0947\u091f\u0930 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u092a\u0930\u093f\u0926\u0943\u0936\u094d\u092f\u094b\u0902 \u0915\u0947 \u0924\u0939\u0924 \u092a\u094d\u0930\u0924\u094d\u092f\u0947\u0915 \u0916\u093f\u0932\u093e\u0921\u093c\u0940 \u0915\u0947 \u091a\u093f\u092a\u094d\u0938 \u0915\u0947 \u0905\u0928\u0941\u092e\u093e\u0928\u093f\u0924 \u0921\u0949\u0932\u0930 \u092e\u0942\u0932\u094d\u092f \u0915\u0940 \u0917\u0923\u0928\u093e \u0915\u0930\u0947\u0917\u093e\u0964 \u092f\u0939 \u0906\u092a\u0915\u094b \u0926\u093f\u0916\u093e \u0938\u0915\u0924\u093e \u0939\u0948 \u0915\u093f \u092f\u0926\u093f \u0906\u092a \u0905\u092d\u0940 \u0911\u0932-\u0907\u0928 \u091c\u093e\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u091c\u0940\u0924\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0906\u092a\u0915\u0947 \u092e\u094c\u091c\u0942\u0926\u093e \u091a\u093f\u092a\u094d\u0938 \u0915\u093e \u092e\u0942\u0932\u094d\u092f \u0915\u093f\u0924\u0928\u093e \u092c\u0922\u093c\u0947\u0917\u093e, \u0914\u0930 \u092f\u0926\u093f \u0906\u092a \u0939\u093e\u0930\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0915\u093f\u0924\u0928\u093e \u0918\u091f\u0947\u0917\u093e\u0964 \u092f\u0939 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0906\u092a\u0915\u0940 \u0928\u093f\u0930\u094d\u0923\u092f \u0932\u0947\u0928\u0947 \u0915\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u092e\u0947\u0902 \u092c\u0939\u0941\u0924 \u0938\u0939\u093e\u092f\u0915 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964 \u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f, \u090f\u0915 \u0915\u0948\u0932\u0915\u0941\u0932\u0947\u091f\u0930 \u092c\u0924\u093e \u0938\u0915\u0924\u093e \u0939\u0948 \u0915\u093f \u090f\u0915 \u0935\u093f\u0936\u0947\u0937 \u0938\u094d\u0925\u093f\u0924\u093f \u092e\u0947\u0902, \u0906\u092a\u0915\u093e \u091a\u093f\u092a\u094d\u0938 \u0915\u093e \u092e\u0942\u0932\u094d\u092f \u20b915,000 \u0938\u0947 \u092c\u0922\u093c\u0915\u0930 \u20b925,000 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948 \u092f\u0926\u093f \u0906\u092a \u091c\u0940\u0924\u0924\u0947 \u0939\u0948\u0902, \u0932\u0947\u0915\u093f\u0928 \u20b915,000 \u0938\u0947 \u0917\u093f\u0930\u0915\u0930 \u20b95,000 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948 \u092f\u0926\u093f \u0906\u092a \u0939\u093e\u0930 \u091c\u093e\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<p>ICM \u0915\u0948\u0932\u0915\u0941\u0932\u0947\u091f\u0930 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0924\u0947 \u0938\u092e\u092f, \u092f\u0939 \u092f\u093e\u0926 \u0930\u0916\u0928\u093e \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948 \u0915\u093f \u092f\u0939 \u090f\u0915 \u0905\u0928\u0941\u092e\u093e\u0928 \u0939\u0948, \u090f\u0915 \u092a\u0942\u0930\u094d\u0923 \u0938\u0924\u094d\u092f \u0928\u0939\u0940\u0902\u0964 \u092f\u0939 \u0938\u092c\u0938\u0947 \u0938\u091f\u0940\u0915 \u0917\u0923\u0928\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u0916\u0947\u0932 \u0915\u0940 \u0917\u0924\u093f\u0936\u0940\u0932\u0924\u093e, \u0916\u093f\u0932\u093e\u0921\u093c\u093f\u092f\u094b\u0902 \u0915\u0940 \u0916\u0947\u0932 \u0936\u0948\u0932\u0940, \u0914\u0930 \u091f\u0947\u092c\u0932 \u092a\u0930 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0940 \u0905\u0928\u094d\u092f \u0915\u094d\u0930\u093f\u092f\u093e\u090f\u0902 \u092d\u0940 \u092a\u0930\u093f\u0923\u093e\u092e \u0915\u094b \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0915\u0930 \u0938\u0915\u0924\u0940 \u0939\u0948\u0902\u0964 \u0939\u093e\u0932\u093e\u0902\u0915\u093f, \u0907\u0938 \u0909\u092a\u0915\u0930\u0923 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0906\u092a\u0915\u094b \u090f\u0915 \u0935\u093f\u091a\u093e\u0930 \u0926\u0947\u0924\u093e \u0939\u0948 \u0915\u093f \u0915\u092c \u0906\u0915\u094d\u0930\u093e\u092e\u0915 \u0939\u094b\u0928\u093e \u0939\u0948 \u0914\u0930 \u0915\u092c \u0930\u0942\u0922\u093c\u093f\u0935\u093e\u0926\u0940\u0964 100\/1, 100\/2, 100\/3, 100\/4, 100\/5, 100\/6, 100\/7, 100\/8, 100\/9, 100\/10, 100\/11, 100\/12, 100\/13, 100\/14, 100\/15, 100\/16, 100\/17, 100\/18, 100\/19, 100\/20, 100\/21, 100\/22, 100\/23, 100\/24, 100\/25, 100\/26, 100\/27, 100\/28, 100\/29, 100\/30, 100\/31, 100\/32, 100\/33, 100\/34, 100\/35, 100\/36, 100\/37, 100\/38, 100\/39, 100\/40, 100\/41, 100\/42, 100\/43, 100\/44, 100\/45, 100\/46, 100\/47, 100\/48, 100\/49, 100\/50, 100\/51, 100\/52, 100\/53, 100\/54, 100\/55, 100\/56, 100\/57, 100\/58, 100\/59, 100\/60, 100\/61, 100\/62, 100\/63, 100\/64, 100\/65, 100\/66, 100\/67, 100\/68, 100\/69, 100\/70, 100\/71, 100\/72, 100\/73, 100\/74, 100\/75, 100\/76, 100\/77, 100\/78, 100\/79, 100\/80, 100\/81, 100\/82, 100\/83, 100\/84, 100\/85, 100\/86, 100\/87, 100\/88, 100\/89, 100\/90, 100\/91, 100\/92, 100\/93, 100\/94, 100\/95, 100\/96, 100\/97, 100\/98, 100\/99, 1\/2, 1\/3, 1\/4, 2\/3, 2\/4, 3\/4) \u091c\u0948\u0938\u0947 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0911\u0921\u094d\u0938 \u0915\u093e \u0935\u093f\u0936\u094d\u0932\u0947\u0937\u0923 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0947 \u0915\u0908 \u0909\u092a\u0915\u0930\u0923 \u0909\u092a\u0932\u092c\u094d\u0927 \u0939\u0948\u0902\u0964<\/p>\n<h2>ICM \u0914\u0930 \u0906\u092a\u0915\u0940 \u0916\u0947\u0932 \u0930\u0923\u0928\u0940\u0924\u093f<\/h2>\n<p>ICM \u0938\u0940\u0927\u0947 \u0924\u094c\u0930 \u092a\u0930 \u0906\u092a\u0915\u0940 \u0916\u0947\u0932 \u0930\u0923\u0928\u0940\u0924\u093f \u0915\u094b \u0915\u0908 \u0924\u0930\u0940\u0915\u094b\u0902 \u0938\u0947 \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u0938\u092c\u0938\u0947 \u0938\u094d\u092a\u0937\u094d\u091f \u092a\u094d\u0930\u092d\u093e\u0935 \u092f\u0939 \u0939\u0948 \u0915\u093f \u092f\u0939 \u0906\u092a\u0915\u094b \u0905\u0927\u093f\u0915 \u0930\u0942\u0922\u093c\u093f\u0935\u093e\u0926\u0940 \u0916\u0947\u0932\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092a\u094d\u0930\u0947\u0930\u093f\u0924 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948 \u091c\u092c \u092a\u0947\u0906\u0909\u091f \u0915\u0930\u0940\u092c \u0939\u094b\u0902, \u0916\u093e\u0938\u0915\u0930 \u092f\u0926\u093f \u0906\u092a\u0915\u0947 \u092a\u093e\u0938 \u091b\u094b\u091f\u093e \u092f\u093e \u092e\u0927\u094d\u092f\u092e \u0938\u094d\u091f\u0948\u0915 \u0939\u0948\u0964 \u091c\u092c \u0906\u092a \u092c\u0921\u093c\u0940 \u0930\u093e\u0936\u093f \u0915\u093e \u091c\u094b\u0916\u093f\u092e \u0916\u0947\u0932 \u0930\u0939\u0947 \u0939\u094b\u0902, \u0924\u094b ICM \u0906\u092a\u0915\u094b \u0915\u0948\u0932\u0915\u0941\u0932\u0947\u091f \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092a\u094d\u0930\u094b\u0924\u094d\u0938\u093e\u0939\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948 \u0915\u093f \u0915\u094d\u092f\u093e \u0909\u0938 \u0939\u093e\u0925 \u0915\u094b \u091c\u0940\u0924\u0928\u093e \u0935\u093e\u0938\u094d\u0924\u0935 \u092e\u0947\u0902 \u0935\u0939 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u092a\u0948\u0938\u093e \u091c\u0940\u0924\u0928\u0947 \u0915\u0947 \u0932\u093e\u092f\u0915 \u0939\u0948, \u092f\u093e \u0915\u094d\u092f\u093e \u091c\u094b\u0916\u093f\u092e \u092c\u0939\u0941\u0924 \u0905\u0927\u093f\u0915 \u0939\u0948\u0964 \u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f, \u092f\u0926\u093f \u0906\u092a \u0924\u0940\u0938\u0930\u0947 \u0938\u094d\u0925\u093e\u0928 \u092a\u0930 \u20b910,000 \u0914\u0930 \u0926\u0942\u0938\u0930\u0947 \u0938\u094d\u0925\u093e\u0928 \u092a\u0930 \u20b912,000 \u091c\u0940\u0924 \u0930\u0939\u0947 \u0939\u0948\u0902, \u0924\u094b ICM \u0906\u092a\u0915\u094b \u0938\u0932\u093e\u0939 \u0926\u0947\u0917\u093e \u0915\u093f \u0936\u093e\u092f\u0926 \u0909\u0928 \u20b92,000 \u0915\u0947 \u0932\u093f\u090f \u092c\u0939\u0941\u0924 \u0905\u0927\u093f\u0915 \u091c\u094b\u0916\u093f\u092e \u0928 \u0932\u0947\u0902\u0964<\/p>\n<p>\u0926\u0942\u0938\u0930\u0940 \u0913\u0930, \u092f\u0926\u093f \u0906\u092a\u0915\u0947 \u092a\u093e\u0938 \u090f\u0915 \u0935\u093f\u0936\u093e\u0932 \u0938\u094d\u091f\u0948\u0915 \u0939\u0948 \u0914\u0930 \u092c\u093e\u0915\u0940 \u0938\u092d\u0940 \u0915\u0947 \u092a\u093e\u0938 \u091b\u094b\u091f\u0947 \u0938\u094d\u091f\u0948\u0915 \u0939\u0948\u0902, \u0924\u094b ICM \u0906\u092a\u0915\u094b \u0905\u0927\u093f\u0915 \u0906\u0915\u094d\u0930\u093e\u092e\u0915 \u0916\u0947\u0932\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092a\u094d\u0930\u094b\u0924\u094d\u0938\u093e\u0939\u093f\u0924 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0910\u0938\u093e \u0907\u0938\u0932\u093f\u090f \u0939\u0948 \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u0906\u092a\u0915\u0947 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u091a\u093f\u092a\u094d\u0938 \u0915\u093e \u0935\u093e\u0938\u094d\u0924\u0935\u093f\u0915 \u0921\u0949\u0932\u0930 \u092e\u0942\u0932\u094d\u092f \u0926\u0942\u0938\u0930\u094b\u0902 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u092e\u0947\u0902 \u092c\u0939\u0941\u0924 \u0905\u0927\u093f\u0915 \u0939\u0948\u0964 \u0906\u092a \u0905\u0915\u094d\u0938\u0930 \u0926\u0942\u0938\u0930\u094b\u0902 \u0915\u0947 \u091a\u093f\u092a\u094d\u0938 \u0915\u094b ‘\u0938\u093e\u092b’\u00a0(clean up)\u00a0\u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902, \u091c\u093f\u0938\u0938\u0947 \u0906\u092a\u0915\u0947 \u092a\u0949\u091f \u092e\u0947\u0902 \u0939\u094b\u0928\u0947 \u0915\u0940 \u0938\u0902\u092d\u093e\u0935\u0928\u093e \u092c\u0922\u093c \u091c\u093e\u0924\u0940 \u0939\u0948, \u0914\u0930 \u0907\u0938 \u092a\u094d\u0930\u0915\u093e\u0930 \u0906\u092a\u0915\u0947 \u091f\u0942\u0930\u094d\u0928\u093e\u092e\u0947\u0902\u091f \u092e\u0947\u0902 \u0917\u0939\u0930\u093e\u0908 \u0924\u0915 \u091c\u093e\u0928\u0947 \u0915\u0940 \u0938\u0902\u092d\u093e\u0935\u0928\u093e \u092c\u0922\u093c \u091c\u093e\u0924\u0940 \u0939\u0948\u0964 \u092f\u0939 \u0930\u0923\u0928\u0940\u0924\u093f ‘\u092a\u094d\u0930\u0947\u0938\u0930’\u00a0(pressure)\u00a0\u092c\u0928\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948, \u0916\u093e\u0938\u0915\u0930 \u092e\u093f\u0921\u0932-\u0917\u0947\u092e \u092e\u0947\u0902\u0964<\/p>\n<p>ICM \u0915\u094b \u0938\u092e\u091d\u0928\u0947 \u0935\u093e\u0932\u0947 \u0916\u093f\u0932\u093e\u0921\u093c\u0940 \u0905\u0915\u094d\u0938\u0930 \u0909\u0928 \u0939\u093e\u0925\u094b\u0902 \u092e\u0947\u0902 \u092c\u0947\u0939\u0924\u0930 \u0928\u093f\u0930\u094d\u0923\u092f \u0932\u0947\u0924\u0947 \u0939\u0948\u0902 \u091c\u0939\u093e\u0901 \u0926\u093e\u0902\u0935 \u090a\u0902\u091a\u0947 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964 \u0935\u0947 \u092f\u0939 \u091c\u093e\u0928 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u0915\u092c \u0915\u093f\u0938\u0940 \u092a\u0949\u091f \u0915\u094b \u091b\u094b\u0921\u093c\u0928\u0947 \u092e\u0947\u0902 \u0939\u0940 \u0938\u092e\u091d\u0926\u093e\u0930\u0940 \u0939\u0948, \u092d\u0932\u0947 \u0939\u0940 \u0909\u0928\u0915\u0947 \u092a\u093e\u0938 \u0915\u094b\u0908 \u0905\u091a\u094d\u091b\u093e \u0939\u093e\u0925 \u0928 \u0939\u094b, \u0914\u0930 \u0915\u092c \u0915\u093f\u0938\u0940 \u0916\u093f\u0932\u093e\u0921\u093c\u0940 \u092a\u0930 \u0926\u092c\u093e\u0935 \u092c\u0928\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0905\u092a\u0928\u0947 \u091a\u093f\u092a\u094d\u0938 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u093e \u0939\u0948\u0964 \u092f\u0939 \u0916\u0947\u0932 \u0915\u0940 \u0917\u0939\u0930\u093e\u0908 \u0915\u094b \u092c\u0922\u093c\u093e\u0924\u093e \u0939\u0948 \u0914\u0930 \u0906\u092a\u0915\u094b \u0915\u0947\u0935\u0932 ‘\u0915\u093e\u0930\u094d\u0921’\u00a0\u0926\u0947\u0916\u0928\u0947 \u0915\u0947 \u092c\u091c\u093e\u092f ‘\u092a\u0949\u091f’\u00a0\u0914\u0930 ‘\u092a\u0947\u0906\u0909\u091f’\u00a0\u0915\u094b \u092d\u0940 \u0927\u094d\u092f\u093e\u0928 \u092e\u0947\u0902 \u0930\u0916\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092e\u091c\u092c\u0942\u0930 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 100%\u00a0\u0908.\u0935\u0940.\u00a0(Expected Value)\u00a0\u0935\u093e\u0932\u0947 \u0916\u0947\u0932 \u092e\u0947\u0902 \u091a\u093f\u092a\u094d\u0938 \u0915\u094b \u091c\u094b\u0916\u093f\u092e \u092e\u0947\u0902 \u0921\u093e\u0932\u0928\u093e, \u092f\u0926\u093f \u0906\u092a 0%\u00a0\u0908.\u0935\u0940.\u00a0\u0935\u093e\u0932\u0947 \u0916\u0947\u0932 \u0915\u094b \u091a\u0942\u0915 \u091c\u093e\u0924\u0947 \u0939\u0948\u0902, \u0924\u092c \u092d\u0940 \u092f\u0939 \u0938\u092e\u091d\u0926\u093e\u0930\u0940 \u0915\u093e \u0915\u093e\u092e \u0939\u0948\u0964<\/p>\n<h2>ICM \u0915\u0947 \u0938\u093e\u0925 \u091c\u0940\u0924\u0928\u0947 \u0915\u093e \u090f\u0915 \u0909\u0926\u093e\u0939\u0930\u0923<\/h2>\n<p>\u0915\u0932\u094d\u092a\u0928\u093e \u0915\u0940\u091c\u093f\u090f \u0915\u093f \u090f\u0915 \u092b\u094d\u0930\u0940-\u0930\u094b\u0932 \u091f\u0942\u0930\u094d\u0928\u093e\u092e\u0947\u0902\u091f \u0915\u0947 \u092b\u093e\u0907\u0928\u0932 \u091f\u0947\u092c\u0932 \u092a\u0930 3 \u0916\u093f\u0932\u093e\u0921\u093c\u0940 \u092c\u091a\u0947 \u0939\u0948\u0902\u0964 \u092a\u0947\u0906\u0909\u091f \u0907\u0938 \u092a\u094d\u0930\u0915\u093e\u0930 \u0939\u0948\u0902: \u092a\u0939\u0932\u093e \u0938\u094d\u0925\u093e\u0928 \u20b91,000, \u0926\u0942\u0938\u0930\u093e \u0938\u094d\u0925\u093e\u0928 \u20b9400, \u0914\u0930 \u0924\u0940\u0938\u0930\u093e \u0938\u094d\u0925\u093e\u0928 \u20b9100\u0964<\/p>\n<ul>\n<li>\u0916\u093f\u0932\u093e\u0921\u093c\u0940 A (\u0906\u092a): 10,000 \u091a\u093f\u092a\u094d\u0938<\/li>\n<li>\u0916\u093f\u0932\u093e\u0921\u093c\u0940 B: 8,000 \u091a\u093f\u092a\u094d\u0938<\/li>\n<li>\u0916\u093f\u0932\u093e\u0921\u093c\u0940 C: 2,000 \u091a\u093f\u092a\u094d\u0938<\/li>\n<\/ul>\n<p>\u0906\u092a \u092c\u091f\u0928 \u092a\u0930 \u0939\u0948\u0902 \u0914\u0930 \u091c\u0947\u0902\u091f\u0932\u092e\u0948\u0928 \u0915\u093e \u090f\u0915 \u0905\u091a\u094d\u091b\u093e \u0939\u093e\u0925 (\u091c\u0948\u0938\u0947, KQ) \u0915\u0947 \u0938\u093e\u0925 \u0930\u0947\u091c \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u0916\u093f\u0932\u093e\u0921\u093c\u0940 B \u092b\u094b\u0932\u094d\u0921 \u0915\u0930\u0924\u093e \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u0916\u093f\u0932\u093e\u0921\u093c\u0940 C, \u091c\u093f\u0938\u0915\u0947 \u092a\u093e\u0938 \u092c\u0939\u0941\u0924 \u0915\u092e \u091a\u093f\u092a\u094d\u0938 \u0939\u0948\u0902, \u0911\u0932-\u0907\u0928 (2,000 \u091a\u093f\u092a\u094d\u0938) \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/p>\n<p>\u092c\u093f\u0928\u093e ICM \u0915\u0947, \u0906\u092a \u0936\u093e\u092f\u0926 \u0907\u0938 \u091b\u094b\u091f\u0947 \u0926\u093e\u0902\u0935 \u0915\u094b \u0915\u0949\u0932 \u0915\u0930\u0947\u0902\u0917\u0947 \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u0906\u092a\u0915\u0947 \u092a\u093e\u0938 10,000 \u091a\u093f\u092a\u094d\u0938 \u0939\u0948\u0902 \u0914\u0930 \u0916\u093f\u0932\u093e\u0921\u093c\u0940 C \u0915\u0947 \u092a\u093e\u0938 \u0915\u0947\u0935\u0932 2,000\u0964 \u092f\u0939 \u090f\u0915 \u0938\u0940\u0927\u093e \u0915\u0949\u0932 \u092a\u094d\u0930\u0924\u0940\u0924 \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u0932\u0947\u0915\u093f\u0928 ICM \u0915\u0947 \u0938\u093e\u0925, \u0938\u094d\u0925\u093f\u0924\u093f \u092c\u0926\u0932 \u091c\u093e\u0924\u0940 \u0939\u0948\u0964 \u092f\u0926\u093f \u0906\u092a \u0907\u0938 \u0939\u093e\u0925 \u0915\u094b \u0939\u093e\u0930 \u091c\u093e\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0906\u092a\u0915\u0947 \u092a\u093e\u0938 \u0915\u0947\u0935\u0932 8,000 \u091a\u093f\u092a\u094d\u0938 \u0930\u0939 \u091c\u093e\u090f\u0902\u0917\u0947, \u091c\u092c\u0915\u093f \u0916\u093f\u0932\u093e\u0921\u093c\u0940 B \u0915\u0947 \u092a\u093e\u0938 10,000 \u091a\u093f\u092a\u094d\u0938 \u0939\u094b \u091c\u093e\u090f\u0902\u0917\u0947\u0964 \u0938\u0902\u092d\u093e\u0935\u093f\u0924 \u092a\u0947\u0906\u0909\u091f \u0915\u0947 \u0938\u093e\u0925, \u0907\u0938\u0915\u093e \u092e\u0924\u0932\u092c \u0939\u0948 \u0915\u093f \u0906\u092a \u092a\u0939\u0932\u0947 \u0938\u094d\u0925\u093e\u0928 \u0915\u0947 \u0932\u093f\u090f \u20b91,000 \u0915\u0947 \u092c\u091c\u093e\u092f \u0936\u093e\u092f\u0926 \u0926\u0942\u0938\u0930\u0947 \u0938\u094d\u0925\u093e\u0928 \u0915\u0947 \u0932\u093f\u090f \u20b9400 \u091c\u0940\u0924\u0947\u0902, \u092f\u093e \u092f\u0926\u093f \u0916\u093f\u0932\u093e\u0921\u093c\u0940 B \u0906\u092a\u0915\u094b \u0939\u0930\u093e \u0926\u0947\u0924\u093e \u0939\u0948, \u0924\u094b \u0906\u092a \u0924\u0940\u0938\u0930\u0947 \u0938\u094d\u0925\u093e\u0928 \u0915\u0947 \u0932\u093f\u090f \u20b9100 \u092a\u0930 \u0906 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<p>ICM \u0915\u0948\u0932\u0915\u0941\u0932\u0947\u091f\u0930 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0915\u0947, \u0906\u092a \u0926\u0947\u0916\u0947\u0902\u0917\u0947 \u0915\u093f \u0907\u0938 \u0938\u094d\u0925\u093f\u0924\u093f \u092e\u0947\u0902 \u0916\u093f\u0932\u093e\u0921\u093c\u0940 C \u0938\u0947 \u0939\u093e\u0930\u0928\u0947 \u0915\u093e \u0906\u092a\u0915\u0947 \u0908.\u0935\u0940.\u00a0(Expected Value)\u00a0\u092a\u0930 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0928\u0915\u093e\u0930\u093e\u0924\u094d\u092e\u0915 \u092a\u094d\u0930\u092d\u093e\u0935 \u092a\u0921\u093c\u0947\u0917\u093e\u0964 \u0906\u092a\u0915\u0947 10,000 \u091a\u093f\u092a\u094d\u0938 \u0915\u093e \u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u092e\u0942\u0932\u094d\u092f, \u092a\u0947\u0906\u0909\u091f \u0938\u0902\u0930\u091a\u0928\u093e \u0915\u094b \u0927\u094d\u092f\u093e\u0928 \u092e\u0947\u0902 \u0930\u0916\u0924\u0947 \u0939\u0941\u090f, \u0936\u093e\u092f\u0926 \u20b9700 \u0915\u0947 \u0906\u0938\u092a\u093e\u0938 \u0939\u094b\u0917\u093e\u0964 \u092f\u0926\u093f \u0906\u092a \u092f\u0939 \u0939\u093e\u0925 \u091c\u0940\u0924 \u091c\u093e\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0906\u092a\u0915\u0947 \u091a\u093f\u092a\u094d\u0938 \u092c\u0922\u093c\u0915\u0930 12,000 \u0939\u094b \u091c\u093e\u090f\u0902\u0917\u0947, \u0914\u0930 \u0906\u092a\u0915\u093e \u0905\u0928\u0941\u092e\u093e\u0928\u093f\u0924 \u092e\u0942\u0932\u094d\u092f \u20b9900 \u0924\u0915 \u092c\u0922\u093c \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0932\u0947\u0915\u093f\u0928, \u092f\u0926\u093f \u0906\u092a \u0939\u093e\u0930 \u091c\u093e\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0906\u092a\u0915\u0947 8,000 \u091a\u093f\u092a\u094d\u0938 \u0915\u093e \u092e\u0942\u0932\u094d\u092f \u0917\u093f\u0930\u0915\u0930 \u0936\u093e\u092f\u0926 \u20b9300 \u0930\u0939 \u091c\u093e\u090f\u0917\u093e\u0964 \u092f\u0939 \u20b9400 \u0915\u093e \u0905\u0902\u0924\u0930 \u0939\u0948, \u091c\u094b \u0907\u0938 \u0926\u093e\u0902\u0935 \u0915\u094b \u092c\u0939\u0941\u0924 \u091c\u094b\u0916\u093f\u092e \u092d\u0930\u093e \u092c\u0928\u093e\u0924\u093e \u0939\u0948\u0964 \u0907\u0938 \u092a\u0930\u093f\u0926\u0943\u0936\u094d\u092f \u092e\u0947\u0902, ICM \u0906\u092a\u0915\u094b \u092f\u0939 \u0938\u092e\u091d\u093e\u0924\u093e \u0939\u0948 \u0915\u093f \u0916\u093f\u0932\u093e\u0921\u093c\u0940 C \u0915\u0947 \u0911\u0932-\u0907\u0928 \u0915\u094b \u092b\u094b\u0932\u094d\u0921 \u0915\u0930\u0928\u093e \u0938\u092c\u0938\u0947 \u0905\u091a\u094d\u091b\u0940 \u0930\u0923\u0928\u0940\u0924\u093f \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948, \u0924\u093e\u0915\u093f \u0906\u092a \u0905\u092a\u0928\u0940 \u092c\u0947\u0939\u0924\u0930 \u0938\u094d\u0925\u093f\u0924\u093f \u0915\u094b \u092c\u0947\u0939\u0924\u0930 \u092a\u0947\u0906\u0909\u091f \u0915\u0947 \u0932\u093f\u090f \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u0916 \u0938\u0915\u0947\u0902\u0964<\/p>\n<h2>\u0905\u0915\u094d\u0938\u0930 \u092a\u0942\u091b\u0947 \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0947 \u092a\u094d\u0930\u0936\u094d\u0928 (FAQ)<\/h2>\n<div class=\"faq-item\">\n<h3>\u091f\u0942\u0930\u094d\u0928\u093e\u092e\u0947\u0902\u091f \u092a\u094b\u0915\u0930 \u092e\u0947\u0902 ICM \u0915\u093e \u0938\u092c\u0938\u0947 \u0905\u0927\u093f\u0915 \u092e\u0939\u0924\u094d\u0935 \u0915\u092c \u0939\u094b\u0924\u093e \u0939\u0948?<\/h3>\n<p>ICM \u0915\u093e \u0938\u092c\u0938\u0947 \u0905\u0927\u093f\u0915 \u092e\u0939\u0924\u094d\u0935 \u0924\u092c \u0939\u094b\u0924\u093e \u0939\u0948 \u091c\u092c \u091f\u0942\u0930\u094d\u0928\u093e\u092e\u0947\u0902\u091f \u092b\u093e\u0907\u0928\u0932 \u091f\u0947\u092c\u0932 \u0915\u0947 \u0915\u0930\u0940\u092c \u0939\u094b\u0924\u093e \u0939\u0948, \u0916\u093e\u0938\u0915\u0930 \u091c\u092c \u0916\u093f\u0932\u093e\u0921\u093c\u093f\u092f\u094b\u0902 \u0915\u0947 \u0938\u094d\u091f\u0948\u0915 \u0915\u093e \u0906\u0915\u093e\u0930 \u092a\u0947\u0906\u0909\u091f \u0938\u0902\u0930\u091a\u0928\u093e \u0915\u094b \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0930\u0942\u092a \u0938\u0947 \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u0924\u092c \u092d\u0940 \u092a\u094d\u0930\u093e\u0938\u0902\u0917\u093f\u0915 \u0939\u0948 \u091c\u092c \u0915\u0947\u0935\u0932 \u0915\u0941\u091b \u0939\u0940 \u0916\u093f\u0932\u093e\u0921\u093c\u0940 \u0936\u0947\u0937 \u0939\u094b\u0902 \u0914\u0930 \u092a\u0947\u0906\u0909\u091f \u092e\u0947\u0902 \u092c\u0921\u093c\u093e \u0905\u0902\u0924\u0930 \u0939\u094b\u0964<\/p>\n<\/p><\/div>\n<div class=\"faq-item\">\n<h3>\u0915\u094d\u092f\u093e ICM \u0915\u094b \u0938\u092e\u091d\u0928\u093e \u0915\u0947\u0935\u0932 \u0909\u091a\u094d\u091a-\u0938\u094d\u091f\u0947\u0915 \u0916\u093f\u0932\u093e\u0921\u093c\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0906\u0935\u0936\u094d\u092f\u0915 \u0939\u0948?<\/h3>\n<p>\u0928\u0939\u0940\u0902, ICM \u0915\u094b \u0938\u092e\u091d\u0928\u093e \u0938\u092d\u0940 \u0938\u094d\u0924\u0930\u094b\u0902 \u0915\u0947 \u092a\u094b\u0915\u0930 \u0916\u093f\u0932\u093e\u0921\u093c\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092b\u093e\u092f\u0926\u0947\u092e\u0902\u0926 \u0939\u0948\u0964 \u092b\u094d\u0930\u0940-\u0930\u094b\u0932 \u0914\u0930 \u0915\u092e-\u0938\u094d\u091f\u0947\u0915 \u091f\u0942\u0930\u094d\u0928\u093e\u092e\u0947\u0902\u091f \u092e\u0947\u0902 \u092d\u0940, \u092a\u0947\u0906\u0909\u091f \u0938\u0902\u0930\u091a\u0928\u093e \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948, \u0914\u0930 ICM \u0906\u092a\u0915\u094b \u0905\u0927\u093f\u0915 \u0938\u0942\u091a\u093f\u0924 \u0928\u093f\u0930\u094d\u0923\u092f \u0932\u0947\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/p>\n<\/p><\/div>\n<div class=\"faq-item\">\n<h3>\u0915\u094d\u092f\u093e ICM \u0939\u092e\u0947\u0936\u093e \u0938\u091f\u0940\u0915 \u0939\u094b\u0924\u093e \u0939\u0948?<\/h3>\n<p>ICM \u090f\u0915 \u0909\u0924\u094d\u0915\u0943\u0937\u094d\u091f \u0917\u0923\u093f\u0924\u0940\u092f \u092e\u0949\u0921\u0932 \u0939\u0948 \u091c\u094b \u0905\u0928\u0941\u092e\u093e\u0928\u093f\u0924 \u092e\u0942\u0932\u094d\u092f \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u0939\u093e\u0932\u093e\u0902\u0915\u093f, \u092f\u0939 \u0916\u0947\u0932 \u0915\u0940 \u0905\u0928\u094d\u092f \u0905\u0928\u093f\u0936\u094d\u091a\u093f\u0924\u0924\u093e\u0913\u0902, \u091c\u0948\u0938\u0947 \u0916\u093f\u0932\u093e\u0921\u093c\u093f\u092f\u094b\u0902 \u0915\u0947 \u0916\u0947\u0932 \u0915\u0940 \u0936\u0948\u0932\u0940 \u0914\u0930 \u091f\u0947\u092c\u0932 \u092a\u0930 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0940 \u0905\u092a\u094d\u0930\u0924\u094d\u092f\u093e\u0936\u093f\u0924 \u0918\u091f\u0928\u093e\u0913\u0902 \u0915\u094b \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0938\u0947 \u0927\u094d\u092f\u093e\u0928 \u092e\u0947\u0902 \u0928\u0939\u0940\u0902 \u0930\u0916\u0924\u093e \u0939\u0948, \u0907\u0938\u0932\u093f\u090f \u092f\u0939 \u090f\u0915 \u0917\u093e\u0907\u0921 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0915\u093e\u092e \u0915\u0930\u0924\u093e \u0939\u0948, \u0928\u093f\u0930\u092a\u0947\u0915\u094d\u0937 \u0938\u0924\u094d\u092f \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0928\u0939\u0940\u0902\u0964<\/p>\n<\/p><\/div>\n<\/article>\n<p><script src=\"data:text\/javascript;base64,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\"><\/script><br \/>\n<\/body><br \/>\n<\/html><!--wp-post-gim--><\/p>\n","protected":false},"excerpt":{"rendered":"<p>ICM \u091f\u0942\u0930\u094d\u0928\u093e\u092e\u0947\u0902\u091f \u092a\u094b\u0915\u0930: \u091c\u0940\u0924 \u0915\u0940 \u0930\u0923\u0928\u0940\u0924\u093f \u0938\u092e\u091d\u0947\u0902 \u091f\u0942\u0930\u094d\u0928\u093e\u092e\u0947\u0902\u091f \u092a\u094b\u0915\u0930 \u092e\u0947\u0902 ICM: \u091c\u0940\u0924 \u0915\u0940 \u0930\u0923\u0928\u0940\u0924\u093f \u0915\u094b \u0938\u092e\u091d\u0928\u093e \u0932\u0947\u0916\u0915: \u0905\u092e\u093f\u0924 \u0935\u0930\u094d\u092e\u093e \u00b7 \u0905\u092a\u0921\u0947\u091f \u0915\u093f\u092f\u093e \u0917\u092f\u093e 8 \u0905\u0917\u0938\u094d\u0924 2026 \u091f\u0942\u0930\u094d\u0928\u093e\u092e\u0947\u0902\u091f \u092a\u094b\u0915\u0930 \u0915\u0940 \u0926\u0941\u0928\u093f\u092f\u093e \u092e\u0947\u0902, \u091c\u0939\u093e\u0901 \u0939\u0930 \u091a\u093f\u092a \u092e\u093e\u092f\u0928\u0947 \u0930\u0916\u0924\u093e \u0939\u0948, ICM (Independent Chip Model) \u090f\u0915 \u0910\u0938\u093e \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0915\u0949\u0928\u094d\u0938\u0947\u092a\u094d\u091f \u0939\u0948 \u091c\u094b \u0906\u092a\u0915\u0940 \u0917\u0947\u092e \u0915\u094b…<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-32132","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u091f\u0942\u0930\u094d\u0928\u093e\u092e\u0947\u0902\u091f \u092a\u094b\u0915\u0930 \u092e\u0947\u0902 ICM: \u091c\u0940\u0924 \u0915\u0940 \u0930\u0923\u0928\u0940\u0924\u093f \u0915\u094b \u0938\u092e\u091d\u0928\u093e<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/phosphoram.ch\/ttuurnaamentt-pokr-men-icm-jiit-kii-rnnniiti-ko-smjhnaa\/\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u091f\u0942\u0930\u094d\u0928\u093e\u092e\u0947\u0902\u091f \u092a\u094b\u0915\u0930 \u092e\u0947\u0902 ICM: \u091c\u0940\u0924 \u0915\u0940 \u0930\u0923\u0928\u0940\u0924\u093f \u0915\u094b \u0938\u092e\u091d\u0928\u093e\" \/>\n<meta property=\"og:description\" content=\"ICM \u091f\u0942\u0930\u094d\u0928\u093e\u092e\u0947\u0902\u091f \u092a\u094b\u0915\u0930: \u091c\u0940\u0924 \u0915\u0940 \u0930\u0923\u0928\u0940\u0924\u093f \u0938\u092e\u091d\u0947\u0902 \u091f\u0942\u0930\u094d\u0928\u093e\u092e\u0947\u0902\u091f \u092a\u094b\u0915\u0930 \u092e\u0947\u0902 ICM: \u091c\u0940\u0924 \u0915\u0940 \u0930\u0923\u0928\u0940\u0924\u093f \u0915\u094b 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